Articles By:

Andrea Hermitt

I have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

How Much Things Cost: These Cost Guides Show You How Much You Can Expect To Pay For Products & Services

CostHelper tells you how much you should pay for what. The site consists of a database of hundreds of items, where you can investigate how much others are paying and find similar deals.

6 Frugal Money Saving Tips From Grandma That Really Do Work

Check with your grandma -- she has tried and true ways to save money. Here are savings tips from Grandma like reusing foil and butter wrappers, really!

Frugal Party Planning Tips For Holidays, Birthdays & More

Here are some ideas for frugal party planning, no matter what the occasion... We cover food, decorations, invitations, and more.

Last-Minute Gift Ideas For Any Occasion

Whether you are on your way to a birthday party, or a Christmas dinner, you don't want to show up empty-handed. Finding a last-minute gift may seem like a challenge, but it doesn't have to be. Here are some ideas you can use to purchase a last-minute gift on the fly...

The Skinny On DirectBuy And Uniway Memberships

Their sales tactics resembles those of people trying to sell you a timeshare. Many claim to have saved a lot of money, while others have complained about being ripped off. What's the truth? Are club memberships like DirectBuy and Uniway worth it?

How To Receive Faxes Online (…Plus Other Free Business Services)

Faxing, conference calls, business cards, and teleconferencing are a few things that large companies can do with ease, but small businesses need all the help they can get. Here are some FREE business resources that will come in handy... Here are some free business resources that will come in handy...

Frugal Christmas Ideas – Be Merry Without Going Broke

There are lots of fun and simple ways to provide gifts for all of your loved ones without putting yourself in the poor house. Here are some ideas for ways to have a frugal but merry Christmas this year...

Frugal Halloween Tips To Keep The Holiday Fun While Saving Money

Halloween is one of the most popular holidays. People love dressing up in costumes, going to parties, and getting and giving away Halloween candy. People also spend a lot of money on Halloween -- even if it means going into debt to purchase all of those fun things. This isn't smart. You can still enjoy Halloween while staying within your budget. Here's how.

GoodSearch.com – An Easy Way To Donate Money To Charity Every Time You Search Online

GoodSearch.com is a website that enables you to give monetary donations to charity WITHOUT taking any money out of your own pocket.

6 Popular Items To Remove From Your Grocery List That Will Shrink Your Supermarket Bill

Here are some supermarket luxuries that most people can do without, as well as tips to make forgoing these items seem a bit easier. Want to save money on your grocery bill?... Start here!

3 Fun Ways To Save Money While You Spend Money At The Same Time

Cutting back on expenses and saving a little money here & there doesn't mean sucking all of the enjoyment from your life. You can still get ice cream treats with your family. You can still have the occasional shopping spree. On those days when I feel that I will burst if I cannot spend some money, here's what I do...

Deception At The Supermarket – Tricks They Do At Grocery Stores

Besides stopping to read the labels on the items you purchase -- and looking at the SKU number on the sales items and checking the package size -- here are some of the other things you should be doing each time you go to the grocery store.

Should We Really Start Stockpiling Food?

Some experts claim that we should be stockpiling foods in anticipation of rising food prices -- a sign of lean times ahead, based on our current economy. But how do you know what kinds of foods to stockpile? And exactly how much should you be storing away?

Avoid High Gas Prices – Fun & Easy Ways To Save On Gas

The best way we can survive this recent hike in gas prices is to lower our need for gasoline. Here are some simple things you can do to lower gas consumption and lessen the damage that gasoline prices are putting on your pocketbook...

Not All Stores In Factory Outlet Malls Are “Outlet Stores”

Not all stores in a factory outlet mall are outlet stores. Only a certain percentage of stores in a factory outlet mall need to be outlet stores in order for the mall to be considered an outlet mall. Here are even more reasons not to shop at factory outlet malls...

How To Dress Frugally: The Ever-Popular ‘Frugal Uniform’

I seem to have developed a standard uniform for everyday dress. I am sure other frugal people can attest to this. For me, the frugal uniform consists of dressing primarily in comfortable black slacks and black or white shirts. For others, it may mean wearing jeans and t-shirts. I know a few frugal men who stick to gray and navy slacks with white shirts.

Dumpster Diving In Your Own Home: Sometimes You Have To Pick Through The Trash

As I've become more and more frugal, I've also become more prone to collect clutter. My family members don't get it. So, to combat my family's nonchalant attitude about tossing out useful items, I have become a garbage snoop. Here are just a few of the things my family has forced me to do to save money...

A Fun Magazine Swap… You Never Know Where You Might Find One!

Here are lots of fun ways you to start a magazine swap, including making a magazine swap part of your next party or social meeting. Then again, you could always just swap with a neighbor... it's a great way to recycle magazines. There are definitely lots of fun ways to start a magazine swap!

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