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I have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Before storing valuables in a bank lockbox or safety deposit box, read this! 10 pros & cons of safe deposit boxes + What you should and shouldn't keep there

A BOGO sale gets you to purchase more than one item. Here's what you need to know when considering a buy-one-get-one-free item. 3 times to say NO to BOGO!

You can serve fun foods to your guests WITHOUT relying on store-bought party trays. See how I serve twice as many veggies for half the cost by making my own food platters.

Winning the lottery can happen to anyone! True, just be sure to read these lottery facts, lottery myths & eye-opening lottery stories BEFORE buying lottery tickets.

Do you have old gift cards in your wallet? See what happens to those cards if the retailer goes out of business + Helpful tips before you buy gift cards or use old ones.

What's the deal with Forever Stamps? How can they last forever when the USPS postage rate increases all the time? If you have Forever Postage Stamps, you're safe.

Costco prices are slightly lower on many of the items that Sam's Club also sells. But Sams Wholesale Club typically has 2-3 brands per item, not just 1. Here are all the reasons I prefer Sam's Wholesale Club over Costco.

If there's free money with my name on it somewhere, I want to know about it. Don't you? Find out how to get any money you're owed - it's easier than you think!

Hosting a clothes swap party! photo by sfllaw on Flickr

Here are some great tips for planning your own FREE clothes swap party, plus fun ideas to make your clothing swap party lots of fun... and unique!